Figuring out how to pay for groceries can be tricky, especially when using programs like EBT (Electronic Benefit Transfer). You might be wondering if you can use your EBT card to buy groceries from Walmart using the Instacart app or website. This is a really important question for many people, and we’re going to break down exactly how it works. Let’s dive in and find out!
Does Walmart Accept EBT On Instacart?
Yes, Walmart does accept EBT cards for Instacart orders in certain locations and under specific circumstances. This means you can use your SNAP (Supplemental Nutrition Assistance Program) benefits to buy groceries online from Walmart and have them delivered to your door, or pick them up using curbside pickup.
How to Check if Your EBT Card Works on Instacart
The availability of EBT payments on Instacart depends on where you live and the store you’re buying from. Not all stores, even within Walmart, are set up to accept EBT for Instacart orders. That’s why it’s important to check. Here’s how:
First, you’ll want to log in to your Instacart account or create one if you don’t already have one. Then, search for Walmart in your area. If Walmart offers online EBT payments in your area, you should see an option for EBT as a payment method during checkout. If you don’t see it, EBT payments aren’t currently supported at that location. You can also check directly on the Walmart website or app. If you see a note that mentions EBT payments are accepted with Instacart, you’re good to go. It’s important to note that only certain items are eligible. You won’t be able to purchase non-eligible items such as alcohol, tobacco, or other items that are not allowed under SNAP guidelines.
It’s a good idea to double-check the specific policies and regulations for your state, as these can sometimes change. Websites like your state’s Department of Social Services will have the most accurate and up-to-date information. Look for any announcements about updates to the EBT program or changes to how it can be used for online purchases.
Even if EBT is accepted, some locations may have restrictions, such as certain time frames for placing orders or specific delivery options. Always read the fine print and any special instructions provided on the Instacart or Walmart website. This will help you avoid any surprises when you’re ready to pay.
Setting Up Your EBT Card on Instacart
Adding your EBT card to Instacart isn’t hard, but there are a couple of steps to follow. You’ll need to have your EBT card information handy. Once you find a Walmart store that accepts EBT, you’ll go to the payment options during checkout. Then, you will enter the information from your EBT card. It’s just like entering a credit or debit card number.
When you get to the payment section of the checkout, you should be able to select EBT as your payment method. Enter your EBT card number and the expiration date. You’ll likely also need to enter your card’s security code, which is the three- or four-digit number on the back of your card. Then, you will also likely need to enter the address on the back of the EBT card.
Keep in mind that you’ll probably need to use a separate payment method for any non-eligible items or delivery/service fees. EBT cards only cover the cost of SNAP-eligible groceries. Here is a list of items that are typically not covered:
- Alcohol
- Tobacco products
- Vitamins and supplements
- Hot foods
- Household supplies
Double-check the details before you finalize your order. After entering your payment information, Instacart will display a summary of your purchase. Make sure that everything looks correct and that the payment amounts for eligible and non-eligible items are accurately separated. If everything is accurate, you can submit your order. After submitting, you’ll receive confirmation details that include the order details and estimated delivery time. Check the confirmation message to make sure you understand the next steps and potential fees.
What Items Can You Buy with EBT?
The items you can purchase with EBT are regulated by the USDA (United States Department of Agriculture). Generally, you can use your EBT card to buy most foods and non-alcoholic beverages. This includes fresh produce, meats, dairy products, and grains.
Let’s create a table showing the general categories of items you can purchase with EBT:
| Eligible Items | Examples |
|---|---|
| Fruits and Vegetables | Apples, bananas, lettuce, tomatoes |
| Meat, Poultry, and Fish | Chicken breasts, ground beef, salmon |
| Dairy Products | Milk, cheese, yogurt |
| Grains | Bread, pasta, rice, cereal |
There are, however, some restrictions. You can’t buy things like alcohol, tobacco products, vitamins, medicines, pet food, and hot foods that are ready to eat. Non-food items, like paper towels and cleaning supplies, are also not covered.
Remember to always check the most recent SNAP guidelines to make sure you’re up-to-date on any changes. The SNAP program has some exceptions or special rules depending on your state or local government. You will be able to see the details for that on the website for your state.
Paying for Delivery and Service Fees
When using Instacart, you’ll have to consider delivery and service fees, which EBT doesn’t cover. This is because EBT only covers the cost of eligible food items, not the extra costs associated with the delivery service. You’ll need to use a different payment method for these fees.
These fees can include delivery fees, service fees, and sometimes a tip for the Instacart shopper. The delivery fee covers the cost of getting your groceries from the store to your door. The service fee helps Instacart pay for the platform and services it provides. The tip is optional, but it’s a nice way to show appreciation for the shopper.
You can use a credit card, debit card, or sometimes even a prepaid card to cover these extra costs. You’ll enter this payment information separately when you check out on Instacart. The app will usually prompt you to do this, and it will show you how much each fee will be. It’s good practice to review these fees before submitting your order to avoid any surprises.
Here’s a quick way to break down the payment method, using the following options: Credit Card, Debit Card, and EBT.
- Credit Card: Used to pay for delivery fees, service fees, and non-EBT eligible items.
- Debit Card: Can also be used to pay for delivery fees, service fees, and non-EBT eligible items.
- EBT Card: Used to pay for eligible groceries.
Curbside Pickup vs. Delivery with EBT
Walmart offers both delivery and curbside pickup options through Instacart. With curbside pickup, you place your order online and then drive to the store to have your groceries brought to your car. Delivery means having your groceries delivered directly to your home. Both options may be available when paying with EBT, but there are some things to think about.
Curbside pickup is often the more budget-friendly option because it typically has lower fees, or sometimes no fees at all. You won’t pay a delivery fee, and you might not need to tip. If you have a tight budget, this is a great way to save money. You can still use your EBT card to pay for eligible groceries. Just make sure to check at checkout whether EBT is accepted for the store you’re buying from.
Delivery, on the other hand, is very convenient. If you don’t have a car, or if you have trouble leaving your home, delivery can be a lifesaver. However, delivery usually comes with added fees, like a delivery fee and service fees, and a tip. You’ll need to pay these with a separate payment method. Make sure you have a way to cover those costs, otherwise the order won’t go through.
Here’s a quick overview comparing the two options:
- Curbside Pickup:
- Lower fees, or no fees
- Requires a car to pick up your order
- Convenient for those with a car and a tight budget
- Delivery:
- Higher fees
- Convenient for those without a car or who have mobility issues
- Offers the most convenience
Troubleshooting EBT Issues on Instacart
Sometimes, things don’t always go as planned, and you might run into problems when using your EBT card on Instacart. Here are a few things to check and what you can do if your EBT card isn’t working.
First, double-check that you’ve entered your EBT card details correctly. Mistakes happen, so make sure the card number, expiration date, and security code are all correct. You also need to make sure you’ve selected the correct payment method, which will be EBT. A common issue is insufficient funds on your EBT card. If you have enough money for your order, but your card is still getting declined, contact your state’s EBT customer service. They can check your balance and identify any issues with your card.
Then, make sure that your order only includes items that are EBT-eligible. Non-eligible items, like alcohol or cleaning supplies, must be paid for with a separate payment method. Instacart will tell you which items are eligible when you check out. Check for any errors at checkout. Instacart will tell you if there is any issues that may prevent you from ordering. Check that the items you are ordering are available. If an item is out of stock, you may need to find a substitute. You can also contact Instacart’s customer service to help you troubleshoot any issues.
Here’s a quick checklist for troubleshooting:
| Problem | Solution |
|---|---|
| Card Declined | Verify card details, check funds, and contact your state’s EBT customer service. |
| Incorrect Payment Method | Make sure you’ve selected EBT as your payment method. |
| Non-Eligible Items | Use a separate payment method for non-EBT items. |
If the problem continues, it’s a good idea to contact both Instacart’s and Walmart’s customer support. They can offer specific guidance to your problem.
Conclusion
In conclusion, using your EBT card on Instacart for Walmart orders is definitely possible, but it’s important to know the rules. Make sure that the Walmart store in your area accepts EBT for Instacart. You should be able to purchase eligible groceries, but you’ll need a separate payment method for fees and non-eligible items. By following these steps and keeping these tips in mind, you can successfully use your EBT benefits to buy groceries online from Walmart and have them delivered or picked up, making your shopping easier and more convenient!