Hey everyone! Ever wondered if you can use your EBT card to grab a Frappuccino at Starbucks inside Target? It’s a good question, especially if you’re trying to budget and still want a little treat. Navigating the world of EBT and store policies can be tricky. Let’s break down whether you can pay for your coffee and snacks at Starbucks inside Target with your EBT card.
The Short Answer
Unfortunately, Starbucks locations inside Target generally do not accept EBT cards. This is because the Starbucks within Target is technically a licensed Starbucks location, meaning it’s managed by Target, not directly by Starbucks corporate. Target’s point-of-sale systems are not set up to process EBT payments for the purchases made within the Starbucks.

Why Not EBT at Target Starbucks?
One of the main reasons Starbucks locations within Target don’t accept EBT is the way they’re set up. Target operates these Starbucks locations, and their payment systems are different from standalone Starbucks stores. These Target-operated locations follow Target’s rules. Starbucks corporate does not fully control them.
Think of it like a restaurant inside a mall. The mall restaurant’s payment system might not be set up to accept all the same forms of payment as a restaurant located outside of the mall. This is mainly because the store that the restaurant is in sets the rules for that restaurant. Furthermore, because of the types of items sold at Starbucks, it is not required to accept EBT.
Also, the food that qualifies for EBT is very specific. In general, it has to be a “staple” food. Starbucks’ offerings can be seen as treats. EBT is typically meant for basic food items. This means items like coffee drinks, pastries, and pre-packaged snacks might not qualify as “eligible food” under EBT guidelines, making it less likely to be accepted.
Finally, Target’s internal policies and the way its payment systems are configured play a huge role. The decision on whether to accept EBT is often tied to these internal processes. They have a lot of things to worry about!
- It’s a different payment system.
- The food is viewed as a treat, not a necessity.
- Target’s internal policies are the deciding factor.
- Target’s internal processes need to be upgraded.
How EBT Works in General
To understand why Starbucks in Target might not accept EBT, it’s important to know how EBT cards work in the first place. The EBT card is like a debit card, but it’s loaded with money from the government to help people buy food. The money is for people who need a bit of help.
When you go to the store, the EBT card is swiped at the point-of-sale system. The card is linked to the person’s account, and the store is able to process it and then the transaction goes through. The amount of your purchase is deducted from your EBT balance. The store then gets paid. This is a basic rundown of how it works. The rules for what can and cannot be purchased with EBT are set by the government, and vary state by state.
You’ll notice that EBT is only used for food that is considered basic or a necessity. This is why the program is sometimes called the Supplemental Nutrition Assistance Program or SNAP. Also, EBT can only be used at places that are approved by the government. This is why some places do and don’t accept it.
Here is a quick guide to what you can and can’t typically buy with EBT:
Can Buy | Cannot Buy |
---|---|
Fruits and Vegetables | Alcoholic Beverages |
Meat, Poultry, and Fish | Cigarettes and Tobacco Products |
Dairy Products | Hot Foods (like a ready-to-eat meal) |
Other Payment Options at Starbucks in Target
Even if you can’t use EBT, you’ve still got options at Starbucks inside Target! They accept lots of other ways to pay. This makes it easy to pay for your order. You can use cash, debit cards, or credit cards.
They also usually accept Target gift cards and Starbucks gift cards, which can be handy. You can add money to your Starbucks app and pay with your phone too! This can make the process quick. They also use Apple Pay and other forms of mobile payments.
Sometimes, if you have a Target RedCard, you can get a discount, too! This can save you a little money. Always check to see if there are any deals or promotions happening at that time. Many Starbucks locations in Target will participate in Target’s promotions.
- Cash
- Debit Cards
- Credit Cards
- Target Gift Cards
- Starbucks Gift Cards
Standalone Starbucks vs. Target Starbucks
A key distinction is between a regular, standalone Starbucks and one inside a Target. A regular Starbucks location is owned and operated by Starbucks corporate. These stores have more control over their policies, including whether to accept EBT.
Because the Starbucks inside a Target is run by Target, it adheres to Target’s rules. This means that they are more likely to have different payment options, including the ability to accept EBT. They also typically follow Target’s promotional offers, such as RedCard discounts.
So if you are looking for a location to accept your EBT, you have a better chance going to a location that is separate from Target! The difference in ownership and operation is the reason for these differences in payment options.
Here’s a quick comparison:
- Standalone Starbucks: Run by Starbucks corporate, more autonomy.
- Starbucks in Target: Run by Target, follows Target’s rules.
- Payment options: More flexibility at standalone stores.
- EBT acceptance: More likely at standalone Starbucks.
Where to Use EBT for Starbucks Needs
If you are determined to use your EBT card to get some food from Starbucks, you might be able to. Some standalone Starbucks locations do accept EBT cards. This is a good idea, because the standalone locations do not have to follow the Target rules.
You can also use your EBT card at grocery stores. This will still let you enjoy a Starbucks drink. Many grocery stores have a Starbucks location inside, and they may accept EBT cards because they have more flexible payment systems.
It’s always a good idea to call ahead and ask if a specific Starbucks location accepts EBT. You should also confirm the hours of operation. Calling will prevent any confusion.
- Call the standalone Starbucks.
- Check the grocery store Starbucks.
- Ask about their hours.
Conclusion
So, does Starbucks take EBT in Target? Generally, no. While it’s a bummer if you’re hoping to use your EBT card, it’s important to know the rules and why they’re in place. Understanding the differences between standalone Starbucks and those inside Target helps clear things up. Thankfully, there are other payment options, and you might find a standalone Starbucks that accepts EBT if you’re looking for a specific drink. Happy sipping (responsibly, of course)!